FOR FACTORING & INVOICE FINANCE PROVIDERS
Your exited client portfolio holds a recoverable asset you're not currently realising
A Paid Ledger Recovery solution built for Invoice Finance and Factoring providers — a free, no-risk way to find value in facilities that have already CLOSED
THE OPPORTUNITY
When a facility ends and a client relationship closes, the debtor ledger behind it remains, unreviewed, and still holds a statutory right
It sits there, unreviewed, containing a statutory right that’s rarely claimed: compensation and interest on invoices your former client’s own customers paid late, under the Late Payment of Commercial Debts (Interest) Act 1998.
This service is built specifically around exited facilities and terminated clients , where the trading relationship has already ended and there’s no ongoing custom to protect.
That boundary is what makes the claims safe to pursue: it means every claim we identify can be pursued without risk to a live client relationship or an active debtor pool.
WHY THIS MATTERS TO YOU
- An additional source of recovery from portfolios you’d otherwise write off as closed.
- Your own ledger data is typically clean and precise — exact due dates and payment dates — which means faster, more reliable calculation than working from reconstructed records.
- No cost or risk to find out what it’s worth: the initial ledger analysis is free.
- We work only within facilities you’ve confirmed have exited or terminated — you tell us the scope, we don’t go further than that.
- The calculation and analysis is ours; any recovery correspondence and legal process is handled entirely by our instructed solicitors, never in your name.
BUILT AROUND YOUR EXISTING OPERATION
Your team keeps managing debtor relationships as normal - PLR works alongside that, not instead of it.
Your team continues to manage all live client relationships exactly as now — PLR operates only within the facilities you’ve already closed.
PLR focuses specifically on identifying and pursuing potential statutory interest and compensation associated with qualifying late payments.
✓ Specialist analysis
We examine the ledger for potential late-payment recovery opportunities.
✓ No new internal department
You don’t need to recruit or build a specialist recovery function.
✓ Professional recovery
The recovery process is managed through the appropriate professional channels.
✓ Client-friendly proposition
The service can be positioned as an additional value-added service for your clients.
HOW IT WORKS
From your ledger to potential recovery.
From your Closed Ledger to additional recovery
01
You identify the scope
the exited facilities or terminated client accounts you’d like reviewed.
02
You provide access
to the relevant ledger data for those accounts only
03
We analyse
the ledger and identify every invoice paid outside its due date within the six-year window.
04
You receive a report,
typically within days, showing the likely recoverable value before you commit to anything.
05
If you proceed
all recovery correspondence and any legal process is carried out through our instructed solicitors.
You’re kept informed throughout and receive your share of what’s recovered
START WITH THE NUMBERS
See what's sitting in your client ledgers.
Start with a free, no-obligation analysis and find out whether there is additional recoverable value before deciding whether to proceed.